Attention homeowners in Kapolei and Honolulu County: Need an appraisal?

The top reasons HI homeowners hire Appraise It! Hawaii:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge property tax assessments
To cut a mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Settle an estate in HI by determining the true market value of property in question

Do you own a house in or near Kapolei? Do you need help deciding the value of your real estate?
Contact Appraise It! Hawaii.

We at Appraise It! Hawaii understand the unique needs of a customer seeking appraisal services. Our typical business clients get the appraisal process and the usual documents we provide. As our valued client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Appraise It! Hawaii will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

PMI Removal Appraisals

A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are seasoned in helping folks just like you do away with undesirable PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other homes close by. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an expert appraisal from Appraise It! Hawaii is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Appraise It! Hawaii can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for efficiency? In a field review we'll go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Appraise It! Hawaii can We can assist you. Even though this is typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.